clement1971

just after some advice as don't really know where to turn, in an unhappy relationship (not married) but have 2 kids 10/8 years and don't want to walk out due to the financial implications, want my kids to stay in their home but financially can't support mortgage here and/or somewhere for myself.... what can a single Mum claim for, my partner works 32 hours a week but her money is never enough to keep this house afloat, feel trapped and unhappy and rubs off in the whole house (no ones happy) so might be best to move on for the sake of everyone, but can't bring meself to do it for the financial aspect. Relationship wise and family we would all be much better living apart. Apologies for the content if you think i'm looking for marital advice, i'm not, purely advice on what to do where to turn (benefits/finance) from anyone who has had similar experiences..

Posted on: March 26, 2011 - 9:12pm
hazeleyes
DoppleMe

Hi clement 1971. Welcome along to One Space. If you get in touch here, the 1-2-1 team will be able to help you further with regards to money matters. They are brilliant. Sorry to hear that you're going through a bad time at the moment. From what you say, the children are also picking up on things, which are making them unhappy too. Is this the case? Please keep posting, it's a great site, and others will be along at some point. Look forward to getting to know you.

Posted on: March 26, 2011 - 9:22pm

clement1971

probably didn't word that correct kids are oblivious (for now) thats why after the advice to make it smooth as possibe if worse comes

Posted on: March 26, 2011 - 9:45pm

tiredmum
DoppleMe

hi clement1971

                    It is horrible to be stuck in a relationship that isnt working isnt it, have you and your partner talked about the options for all of you?Do you work as well? As hazeleyes says do contact the 1-2-1 team, only thing I can add is that sometimes as a single parent it pays to work less hours ie 16 but check with 1-2-1 for up to date advice.

Please stay with one space, you will get lots of support here xxx

Posted on: March 26, 2011 - 9:46pm

Louise
Parenting specialist DoppleMe

Hello clement1971

First of all, fair play to you for facing up to the fact that your relationship is not working, that is a massive thing to do, it is also good to look at practicalities before anything happens.

hazeleyes has given you the link to the Money Advice Service. They can only give advice to the person directly though, your partner would need to join this site, fill in the form that is in that link and find out about financial help available to single parents, it is a confidential email service. To understand the different benefits etc, you can have a look here.

One of the things you are concerned about is the children, understandably. You are very sensibly thinking about housing. If your partner would not be able to support a mortgage herself then you are talking about private rented accommodation. Housing Benefit would help her towards the rent if she is on a low income. As well as the practical considerations around money, it will help to think about the time that each of you will spend with the children after a separation.

Have you talked to your partner about this yet?

Posted on: March 27, 2011 - 8:54am

Anna
Parenting specialist DoppleMe

Hi clement1971 a gresat site for all things housing is Shelter. they also have a free advice helpline 0808 800 4444.

Every respect to you for considering all the aspects before the initial break up. Good Luck to you and remember we are always here if you want further support.

Posted on: March 28, 2011 - 2:04pm