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Money, Money, Money

Louise
Parenting specialist DoppleMe

Many of those parenting alone, or co-parenting have difficulties with finance. What ONE thing do you think would make a difference to your situation and make it better money-wise? A chance to air your views......

Louise

Posted on: September 2, 2008 - 11:42am
tigerlily

What I think would make a difference is if you got more help with your rent when you are working, I came off Income Support to go on Working Tax Credit and lost a lot of help with my rent, I am not saying it is not worth working cos I am a bit better off but not enough considering I work 16 hours, some people I know do not work because of this.

Tigerlily

Posted on: September 4, 2008 - 11:07am
Gamma

Well I would like to say that I dont think its fair that although I have the kids on a weekend, their mother gets all the help from benefits and I dont get anything even though when I have them I pay for things for them and feed them, they seem to have a better standard of living when they are with her, I think the law should take that into account, its not fair.

Posted on: September 4, 2008 - 4:29pm
Louise
Parenting specialist DoppleMe

Hi Tigerlily, that's something I have heard from a few people and I know that it has sometimes discouraged people from seeking work.

Gamma, there is a campaign going on at the moment to share Child Benefit where there is shared parenting. Go to http://dads-uk.co.uk/main/news.php and scroll down the where there is a link for you to sign the petition.

One of my colleagues says that she thinks that you should be able to earn more than the current weekly limit of £20 without it affecting your Income Support, not only would a family be a bit better off but she says it will enable parents to gain work experience ready for when the kids get older.

What does everyone think?

Posted on: September 8, 2008 - 1:20pm
princess

Hi

What really gets on my nerves is that I get no help in paying council tax or my mortgage! I work part time, and live in the home I bought with my ex partner. I get working tax credits, and child tax probably the same as everyone else, but whereas people in council acc are entitled to housing benefits and council tax benefit, I get zilch!!! I think its totally unfair :x

Also agree with you Gamma about the help dads should get. My boyfriend has shared custody of his 3 kids, he still has to pay his ex wife maintenance,not only is it the cost of feeding the kids and petrol etc to pick them up and the school run, it's also the point that dads try to do things with the kids to make their stay enjoyable, he goes bowling and to the pictures often, even a trip to maccy d's can cost a bit when you got 3 kids to pay for.
Will be telling him about the petition! :D

Take care
J xx

Posted on: September 9, 2008 - 11:32am
Louise
Parenting specialist DoppleMe

People who are paying a mortgage can get help with it only if they are on Income Support or Income-related Job Seeker's Allowance, and even that is only paying the interest - and only after 40 weeks, by which time there may have been trouble with the lender. Paying a mortgage can be very onerous, especially if you originally bought the house jointly and one of you is left to pay it on your own.

Re Council Tax Benefit, this is available to everyone regardless of tenure but it seems to have been worked out that as soon as someone is on Working Tax Credit their income is raised just slightly over the qualifying income level. So even if someone was in local authority/social housing, the same income criterion applies.

Hope that's helpful

Posted on: September 9, 2008 - 2:32pm
Gamma

Thankyou princess, I get round it by taking the kids to my Mums for sunday lunch on the weekends and now I am going to my cookery class I will know how to do more things for them. I will havea look at that campaign. My ex asked me to help pay for new school uniform a couple of weeks ago and although I think that is the sort of thing I already pay maintenance for I gave her some money just to keep the peace. I think the system should be fairer

Gamma

Posted on: September 9, 2008 - 6:30pm
tigerlily

Another thing I think would be a big help is getting bus fares cheaper. When I go into work I am paying £3.50 for a day ticket and all the OAPs get on for free and they you hear them talking about their trips abroad and luxury weekends in London, it makes my blood boil when I have to work most of the first hour of the day just to earn my bus fare! So I think it should be means-tested, whatever your age group.

Tigerlily

Posted on: September 15, 2008 - 11:07am
tigerlily

Sorry for the rant, but oooh! I feel better

Tigerlily

Posted on: September 15, 2008 - 11:08am
ficurnow

The ONE thing that would make a HUGE difference to me financially would be if the tax credit system were tweaked so that instead of losing all my tax credits when my boyfriend moved in I was allowed to keep an amount equivalent to the child support he pays to his ex wife. We are assessed as a couple including his income but get no recognition of the fact that a large amount is going out of the household each month to pay for his children: the practical upshot of this is that the system expects him to support his biological children AND mine. Fi

Posted on: September 15, 2008 - 6:48pm
Louise
Parenting specialist DoppleMe

Tigerlily, you can always let off steam here :D

Fi, you're right, the benefit system in general takes no account of child support being paid.....except to count it as income for the recipient. A non-resident parent living alone can also be put into real poverty, paying a percentage of his/her income to support the children and then having to pay rent etc. If the child support payments were taken into consideration, the parent would often be eligible for Working Tax Credit in their own right.

Louise

Posted on: September 16, 2008 - 11:21am
Gamma

Yer its not easy to be in my situation, and to have somewhere decent for the kids to visit, I kip on the setee when they stay over

Gamma

Posted on: September 16, 2008 - 7:24pm