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Ask our Expert

Worried about debt? Get help from our debt adviser.

Andy Steward is a qualified debt adviser with many years experience working with the Citizen’s Advice Centre.  He can help answer your questions on:

Basic things to do
Budgeting
Tax credits
Overpayments
Rent/Council tax arrears
Doorstep creditors
Your liability
Making informed choices about loans
Working out affordable payments 

Please keep your questions brief and do not include too much personal information. Answers to questions of wider interest will be given on this website, we cannot respond to you personally. Only your first name will be shown.

Please note: we reserve the right to publish and edit questions.

Disclaimer

Answers will offer general advice only, designed to give an overview of common problems, and are not intended to be comprehensive.  Where there is a potentially serious sanction or consequence we recommend people seek appropriate qualified independent advice.